When it comes to personal finance, I think the cardinal rule is save & live below your means. In order to maximize your savings rate, you need to minimize your expenses.

I have saved a great deal of money by shopping my auto insurance each year. The trick, which most people fail to do, is to check the rates of all the leading auto insurance companies.

Do you guys shop your auto insurance? How often do you shop? How many auto insurance companies do you contact for price quotes?

Robert